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Other Loan Options

Section 203(k) enables homebuyers and homeowners to finance the purchase of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.


  • 3.5% down payment

  • Limited 203K Program available for less extensive repairs

  • Down payments can be gifted

FHA 203k Loan
HomeStyle® Renovation Mortgage

The HomeStyle® Renovation (HSR) mortgage permits borrowers to include financing for home improvements on a purchase or refinance transaction of an existing home.




  • Cost-effective way to renovate or improve your home

  • Single mortgage means lower closing costs and typically lower interest rates

  • Borrowers can qualify for a combined loan to value (CLTV) of up to 105%

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