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Other Loan Options

The Federal Housing Administration's (FHA) objective is to assist with providing housing opportunities and is widely used for first-time homebuyers.


  • 3.5% down payment

  • Down payments may be gifted by family members or your employee

  • Expanded qualifying and underwriting ratios

  • Home sellers can contribute up to 6% of the purchase price for closing costs

  • Streamline Refinance


Reduced credit or poor credit situations may not disqualify borrowers for FHA home financing.  FHA looks at the borrower’s big-picture situation.  

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